Understanding CCRC Contracts, Costs & Care
Plan for Peace of Mind with Carlyle Place
One of the most important decisions when planning for retirement is choosing where you’ll live and how you’ll protect yourself from the rising costs of long-term care. Carlyle Place, Central Georgia’s only Life Plan Community—also known as a Continuing Care Retirement Community (CCRC)—offers both. Our community combines an engaging lifestyle with the security of healthcare and financial protection, giving Georgia seniors the freedom to live well today while planning wisely for tomorrow.
The distinguishing feature is the Life Care contract, which guarantees access to these levels of care at predictable, reduced rates compared to market costs. Unlike standalone senior housing or 55+ neighborhoods, a Life Plan Community offers both an active lifestyle and healthcare security in one place.
Decoding Life Care Contract, Terms, and Options
Communities can offer multiple contract types designed to match residents’ needs and financial goals:
Type A (Life Care): Comprehensive coverage, with predictable monthly fees and significant savings on future healthcare.
Type B (Modified): Lower entrance fee with partial healthcare discounts, balancing upfront and future costs.
Refundability Options: Choose between 0%, 50%, or 90% refundable entrance fees to align with estate planning goals.
This flexibility ensures you can plan with confidence while protecting your resources and family’s future.
Understanding Life Plan Community Entrance Fees & Monthly Costs
Entrance fees at Georgia Life Plan Communities typically range from $100,000 to $800,000, depending on residence size, location, contract type, and refundability. Tip: Inquire about special promotions. For example, at Carlyle Place, we also offer a 5% discount for veterans.
Monthly service fees usually range from $2,500–$6,000. These fees replace many existing expenses like home upkeep, utilities, and entertainment, making independent living costs in Georgia more predictable.
Because many top CCRCs in Georgia have limited availability, it is increasingly common for communities to have a waitlist. A small waiting list fee reserves your place in line, often applied toward your entrance fee later. Joining early gives you access to events, programs, and peace of mind knowing your spot is secured.
How a Life Care Contract Protects You from Rising Long-Term Care Costs
The difference between financial security and vulnerability in your retirement years often comes down to proactive planning. For many Georgia seniors, a Life Care contract at Carlyle Place provides protection against the staggering costs of long-term care, which can exceed $114,000 annually at market rates.
Life Care contracts transform this financial equation completely. While traditional arrangements leave you exposed to ever-increasing healthcare costs, residents at our Life Plan Community enjoy contractually guaranteed care at significantly reduced rates. This approach not only preserves your hard-earned assets but also provides peace of mind, community engagement, and seamless transitions between levels of care as your needs change.
Why Carlyle Place?
For seniors comparing CCRC communities in Georgia, Carlyle Place offers unmatched value and security.
- Central Georgia’s only Life Plan Community
- Multiple contract and refundability options
- Veterans’ discount on entrance fees
- Full continuum of care on one campus
- CARF accreditation & affiliation with Atrium Health Navicent
A Vibrant, Fulfilling Retirement Awaits
Residents at Carlyle Place enjoy the perfect balance of independence, connection, and security while crafting their ideal retirement experience. Discover what makes Carlyle Place the premier choice for retirement living in Georgia.
Take the Next Step
We are dedicated to helping you find the community that is the right fit for you. Contact us to talk with a Life Plan Advisor about options.
Contact Us
To learn more or to schedule a tour of our extraordinary Life Plan Community in Macon, GA, please fill out the request form.
